Sirens of police cars and ambulances are a sound that New York residents are so accustomed to that they barely turn their heads when it happens. But what if you become a car crash victim in this busy city? Road safety is a major issue that New York experiences. Just in 2023, over 38,000 car accidents occurred in New York City alone. So, if you are a daily traveler on New York streets, it’s high time to become aware of the steps to take if you ever face a car accident. Although the very thought is overwhelming, should you find yourself in this tragic situation, an accident lawyer in New York can help you find your way back to normal life.
What You Need to Know About New York’s No-Fault Insurance System
New York operates under a “no-fault” insurance system. This means that your own insurance company is responsible for covering medical expenses and lost wages, regardless of who was at fault. The goal of the no-fault insurance system in New York is to simplify the post-accident process.
However, the disadvantage of the no-fault insurance law in New York is that you can’t sue the at-fault driver unless your injuries are classified as “serious” according to litigation in the state. A knowledgeable accident lawyer from a well-reputed personal injury law firm nyc can help you determine whether you should pursue additional compensation for your injuries. This is important since no-fault insurance policies are used by insurance companies to offer low-ball settlements. So, it’s always advisable to get a second opinion, or rather, a first opinion from an accident lawyer in New York who is aware of the local legal requirements.
Steps to Take Right After a Car Accident in New York
Right after a car accident in New York, the first thing you need to do is stay calm. Of course, that is the last instinct that would ever come to mind. But try to remember that you are not alone; you are in a bustling city with people all around to help.
First, of all, if you are able to, move to a safer location, away from the crash. Then check for injuries. Immediately call 911 to report the car accident even if it seems minor as this is important to claim no-fault insurance.
After that, call your car accident lawyer in NYC so that you don’t have to negotiate with the insurance company. Until your car accident attorney arrives, exchange contact information with the involved driver/s and witnesses. You can also document the scene with photos of damages and even surrounding areas. This can greatly help with your insurance claim process. Go to a doctor once your car accident attorney in New York takes over as some injuries like internal bleeding may not be visible immediately.
The Role of a Car Accident Lawyer in New York
After a motor accident, one of the first things an NYC car accident lawyer does is explain your legal options in a way that is easy to understand. Depending on the specifics of your accident, your car accident attorney can advise whether you should file a no-fault claim with your insurance or pursue a personal injury lawsuit.
To come to this decision, a New York accident lawyer from a well-established personal injury law firm in NYC will conduct an in-depth investigation by gathering evidence with the legal team. Police reports, witness statements, and medical records will be assessed.
Afterwards, your car accident lawyer nyc will calculate all potential damages to pursue compensation available under the New York litigation system. These damages can include:
- Lost wages
- Property damage
- Compensation for pain and suffering
Once damages have been estimated, you don’t have to go through the stress of arguing with the insurance company while recovering. Instead, your NYC car accident lawyer will negotiate on your behalf, so that you receive a fair settlement to cover your losses.
Nobody understands the stress you are facing during this time more than a car accident lawyer who has experience with handling thousands of cases like yours. Trusted car accident lawyers in New York will provide the much-needed emotional support in addition to legal solutions you need as they understand all your challenges.
If your insurance company does not offer the maximum compensation available for your damages or should you require a personal injury lawsuit to recover damages, a seasoned New York car accident attorney’s representation in court greatly improves your chances of a successful outcome.